No, I'm not forgetting this. It's just that it's two separate issues...
(1) Could larval corals survive such a flood?
(2) How old are current reefs?
Yes, you're right. They could be older than a flood if they could survive it.
We seem to have reason to think that they can't survive it and that they are very old too. One of the hundreds and hundreds of reasons for deciding there was no flood. Somewhat the same process you're ancestral literalists of a couple some hundred years ago went through and realized they had to give up biblical literalism in this area.