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Author Topic:   Health care reform almost at the finish line... correction: it's finished
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 53 of 174 (550888)
03-19-2010 5:29 AM


What the hell is it with those amounts?
How the hell do you pay that much a month to health insurance?
I pay about 80 euros (like 70 dollars or something) a month, my employer pays about 120 euros.
What the hell did you do wrong when you need to pay around 500 euros combined a month for health insurance?

Replies to this message:
 Message 54 by hooah212002, posted 03-19-2010 5:56 AM Huntard has replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 55 of 174 (550890)
03-19-2010 6:17 AM
Reply to: Message 54 by hooah212002
03-19-2010 5:56 AM


Re: What the hell is it with those amounts?
hooah212002 writes:
Oh, and his $600/mo? (just going out on a limb here) that's going to include a deductible of at least 500 bucks, $25 co-pay, shit prescription coverage (if any), and very limited "network" meaning the number of doctors you can see is limited. Correct me if I'm wrong, Rahvin.
Damn! I've got a deductable of 200 euros with that (a year). All prescriptions are coverred, I can go to whatever doctor I want (sometimes even in other countries). What's that "co-pay" you refer to?

This message is a reply to:
 Message 54 by hooah212002, posted 03-19-2010 5:56 AM hooah212002 has replied

Replies to this message:
 Message 58 by hooah212002, posted 03-19-2010 7:43 AM Huntard has replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 60 of 174 (550896)
03-19-2010 8:14 AM
Reply to: Message 58 by hooah212002
03-19-2010 7:43 AM


Re: What the hell is it with those amounts?
hooah212002 writes:
We pay a co-pay for every standard office visit. Say I go to get a physical. The physical itself is covered (provided I've already paid my high ass deductible), I still have to pay a co-pay. They range anywhere from $10 to $40. And that is every visit, up front, before you get seen.
Ah, I see. Nope, none of that.
I do see I made a mistake, though. 80 euros isn't 70 dollars, it's more like 95 dollars.
The $500 deductible? yea, that is a LOW ass deductible. Any plan with that low of a deductible is going to be at least around $300/mo (that is a low ball estimate with all other options being for shit.)
Damn again! Next time anybody here starts whining about the costs of healthcare, I'll slap them over the head

This message is a reply to:
 Message 58 by hooah212002, posted 03-19-2010 7:43 AM hooah212002 has replied

Replies to this message:
 Message 61 by hooah212002, posted 03-19-2010 8:28 AM Huntard has replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 62 of 174 (550898)
03-19-2010 8:49 AM
Reply to: Message 61 by hooah212002
03-19-2010 8:28 AM


Re: What the hell is it with those amounts?
hooah212002 writes:
Another thing, Huntard. I've been hearing one of the gripes about universal coverage like Canada and the UK is wait times.
There are some. It's not really that bad though. There are only so many doctors or OC's, wait times are inevitable. People should realise this before complaining. Also, of course, the whiners are heard far more often then the people who are satisfied with the system, which is the vast majority (I've heard figures of more then 85% fro the U.K., I think ours are similar, but I don't have any figures ready.) If I had to choose between our system and what you describe to me, I know what I'm gonna choose. If that makes me a liberal nazi communist, so be it.
Well, sorry to say, but good luck having an affordable plan that also has ANY type of specialist covered.
Like a brain surgeon? Covered, in full.
That's another kicker: what services are covered? Oh, you need physical therapy? Ooh, sorry, that's not covered on your plan. You have an ulcer, or you need to get your stomach checked for one? Sorry, not covered.
Damn. So, even with ensurance, you can still run up one hell of a bill? Triple damn!

This message is a reply to:
 Message 61 by hooah212002, posted 03-19-2010 8:28 AM hooah212002 has replied

Replies to this message:
 Message 63 by hooah212002, posted 03-19-2010 9:28 AM Huntard has not replied
 Message 64 by Apothecus, posted 03-19-2010 9:50 AM Huntard has replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 66 of 174 (550904)
03-19-2010 10:03 AM
Reply to: Message 64 by Apothecus
03-19-2010 9:50 AM


Re: What the hell is it with those amounts?
The income tax I pay is 38% (the lowest you can pay here). That's probably a lot more than you guys pay over there. But bear in mind that I can still pay for my mortgage, electricity, water, food, lots of other stuff for fun, and so on. And still have money left each month for savings. And I don't have the largest income either, as the lowest tax scale should tell you. I hope that helps.

This message is a reply to:
 Message 64 by Apothecus, posted 03-19-2010 9:50 AM Apothecus has not replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 71 of 174 (550910)
03-19-2010 11:03 AM


Ready for another shocker?
Are you guys ready for another shocker?
I dug a bit deeper into our healthcare insurance companies, and guess what?
Their profits are for the benefit of the people who are insured there, meaning that if there is any money left from a year, the amount you pay will go down, or not rise as much. There aren't any stockholders, the people insured are "members" of the company, and a "member council" keeps watch over the management of the company.
Yes, that's right, these guys aren't doing it for the profit!

Replies to this message:
 Message 72 by Theodoric, posted 03-19-2010 11:14 AM Huntard has not replied
 Message 75 by Taq, posted 03-19-2010 12:15 PM Huntard has not replied

  
Huntard
Member (Idle past 2313 days)
Posts: 2870
From: Limburg, The Netherlands
Joined: 09-02-2008


Message 146 of 174 (551903)
03-25-2010 5:57 AM
Reply to: Message 132 by hooah212002
03-23-2010 1:50 PM


Re: Somethign a bit more personal.
hooah212002 writes:
If that's the case and I can't get assistance (I make 45k/yr) and premiums don't go down......I'm still fucked.
Wait.... You make about 45,000 dollars a year and can't afford insurance? That's about twice as much as I make. I'm insured. There's something seriously wrong here...

This message is a reply to:
 Message 132 by hooah212002, posted 03-23-2010 1:50 PM hooah212002 has replied

Replies to this message:
 Message 147 by hooah212002, posted 03-25-2010 7:45 AM Huntard has not replied

  
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