Good start, Rei... most fairy tales do begin with "once upon a time".
Except, of course, for the one that begins "In the beginning".
We "understand" NOTHING. We have merely accumulated enough observations/experience to become adequate technicians (but not always and sometimes not so adequate). In time we will become better technicians but this is an infinite cry from true understanding.
That's as it may be, but luckily for knowledge you don't have to
Understand anything to do science. That's the beauty of empiricism. Not since Aristotle have we labored under the misapprehension that we have to big-U
Understand (or, if you prefer, "grok") something to know what it does, or how it affects other things.
So really your objection is rather pointless. Nobody is pretending to grok the nature of life, or even it's origin. We're simply looking for an explanitory model that doesn't conflict with the data. Unfortunately your Christian God hypothesis doesn't fit that bill; there's too much contradictory information, not least of which is the non-existence of God.