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Author | Topic: Republican Healthcare Plan | |||||||||||||||||||||||||||||||||||||||
JonF Member (Idle past 189 days) Posts: 6174 Joined: |
cut the peoples' taxes and give them the money The people who can't afford insurance without subsidies won't get any of that. Many of them pay no Federal income tax so tax rates are irrelevant, and the proposed tax cuts will reduce the payment by those who do pay tax by about 1%.
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New Cat's Eye Inactive Member
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Does it? If state X has more regulations than state Y, then does state Y really have to accept State X's stuff? Yes. What legislation forces them to accept it?
It's now legal for states to allow out-of-state insurance. Some do. It's not saying that it's illegal, just that it's inhibited. And how many do? 10%?
The only way to change the situation Federally is to make it mandatory on all states. Or, as the plan says, modify existing laws that inhibit the sale of health insurance across state lines.
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jar Member (Idle past 415 days) Posts: 34026 From: Texas!! Joined: |
How on earth is that possible? No provider should be allowed to refuse valid insurance. We have a legal concept of legal tender to prevent this kind of extortion, It is quite common in the US. To find a health care provider in the US the first task is to find one that will accept your payment methods. When you do the payer becomes the client, not the patient. Even Medicare is not universally accepted in the US.
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JonF Member (Idle past 189 days) Posts: 6174 Joined: |
The plan is to have the insurance premiums be deducted from your taxes and the contributions to the HSA be tax-free I know and suspect others do too. If you pay no Federal income tax where do the premiums come from? If you desperately want to contribute to an HSA but have nothing left after food, housing, and clothing what do you do? Do you think there are ignorably few people with those problems?
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JonF Member (Idle past 189 days) Posts: 6174 Joined: |
Ok, what laws inhibit sale of insurance across state lines and what side effects will getting rid of them have?
Will anyone do anything to make the economics more favorable?
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New Cat's Eye Inactive Member |
Medicare is much more efficient than many duplicated bureaucracies in private hands. I suppose I'll have to take your word for it.
And it has purchasing leverage no private company has. And still, it requires supplemental insurance...
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New Cat's Eye Inactive Member
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Is the plan to allow deducting insurance premiums from income tax? If so that is an annual event. You do not get the money before the fact, the government gets to hold your money for a year. Change your W-4 so they don't get the money first.
Second, to contribute to any HSA you must first have disposable income that can be allocated to that instead of rent or food or clothes for the kids or all of the other expenses real people face. Use that money that you're not giving to Feds up front for taxes.
What if the insurance premiums are due monthly while any tax refund comes in annually? Reduce what you pay up front so you don't have to wait to get a return.
What if there is no disposable income to set aside for an HSA? The tax deduction will provide some additional income, but you may want to change your spending habits. Or if you have to, get on Medicaid.
How should the government make up for lost revenues created by additional deductions? Spend less.
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New Cat's Eye Inactive Member |
How on earth is that possible? No provider should be allowed to refuse valid insurance. Some insurance companies simply don't pay their bills. Doctors/Hospitals then stop accepting that insurance. Perhaps no insurers should be allowed to refuse to pay their bills.
Stop and think for a minute before spouting obviously false ideological slogans. We're discussing the US healthcare system, where everything costs a lot more than the UK's state run healthcare system. I dunno, maybe the UK government is better than ours. Have you ever worked with the US government?
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caffeine Member (Idle past 1045 days) Posts: 1800 From: Prague, Czech Republic Joined:
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Some insurance companies simply don't pay their bills. Doctors/Hospitals then stop accepting that insurance. Perhaps no insurers should be allowed to refuse to pay their bills. That would also be a good idea. Are there not legal requirements in order to be a provider of government-mandated health insurance?
I dunno, maybe the UK government is better than ours. Have you ever worked with the US government? Ah - the bizarre inverse of the US exceptionalism argument. 'It may work everywhere else, but the US is uniquely incompetent'. I'm not convinced. Edited by caffeine, : No reason given.
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Theodoric Member Posts: 9142 From: Northwest, WI, USA Joined: Member Rating: 3.3
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Most of these people are already at 0 federal taxes.
Facts don't lie or have an agenda. Facts are just facts "God did it" is not an argument. It is an excuse for intellectual laziness.
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Theodoric Member Posts: 9142 From: Northwest, WI, USA Joined: Member Rating: 3.3 |
Bullshit. It removes the profit motive. Do you have data to back up your assertion?
Facts don't lie or have an agenda. Facts are just facts "God did it" is not an argument. It is an excuse for intellectual laziness.
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New Cat's Eye Inactive Member |
Do you have data to back up your assertion?
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New Cat's Eye Inactive Member |
Are there not legal requirements in order to be a provider of government-mandated health insurance? There are, but I don't see that any of them mention paying your bills. It's all about what you have to provide to the consumer rather than what you have to do for the provider.
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Theodoric Member Posts: 9142 From: Northwest, WI, USA Joined: Member Rating: 3.3
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God forbid you need dental work and don't have employer based insurance. In our area the wait time for new patients at the only clinic that takes Medical assistance or subsidized insurance is one year. 3-4 months for existing patients.
ABEI know this is a fact because my wife is the medical director and we send our low income friends that way. I also have a disabled son that is on MA and he goes to that clinic. My time frames are based on actual data. Edited by Theodoric, : Add dataFacts don't lie or have an agenda. Facts are just facts "God did it" is not an argument. It is an excuse for intellectual laziness.
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jar Member (Idle past 415 days) Posts: 34026 From: Texas!! Joined: |
Or if you have to, get on Medicaid. What if you cannot qualify for Medicaid or most other benefits?
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