Summations Only

The subject is the infinitesimal effect the CRA had on the subprime mortgage market in the 2000's. If you have evidence to the contrary present it, with references where appropriate. Questions are not evidence.

This is a reply to the original message of the subtitle, not to be confused with recent messages having little to nothing to do with the subtitle. Note that this is specifically referring to coal mining debris. At this point, I would hope that there would be no going back to bad practices of the past, even if the law permitted such. Going backward would be terrible PR for the mining company, bad for their personal best interests.I may be wrong.Moose

I don't share your optimism.
Corporations have shown utter disregard for the environment unless forced to do otherwise through legislation.
A struggling industry like coal will do all it can to improve its profit margins. If that means cheap, unregulated disposal of waste, so be it.

Did you bother to read the link JonF posted or are you too afraid of facts and evidence?Here are more facts to show you have no idea what you are talking about.

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More than 84 percent of the subprime mortgages in 2006 were issued by private lending institutions.

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Private firms made nearly 83 percent of the subprime loans to low- and moderate-income borrowers that year.

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Only one of the top 25 subprime lenders in 2006 was directly subject to the housing law that's being lambasted by conservative critics.

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The "turmoil in financial markets clearly was triggered by a dramatic weakening of underwriting standards for U.S. subprime mortgages, beginning in late 2004 and extending into 2007,"

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http://www.mcclatchydc.com/...overnment/article24504598.html

Has Trump no sense of propriety, no sense of presidential dignity and decorum?Apparently not, because now, after going after judges, the media and even photographs, he's going after...Nordstrum. They dropped the Ivanka Trump line. It wouldn't be surprising if T.J. Maxx and Marshalls were next on Trump's wrath list, as last week they took down all Ivanka Trump signs and moved her products out with the other merchandise on the floor.I think many were hoping that Trump would undergo some sort of period of on-the-job training and gradually grow if not into the presidency at least closer to it, but the early signs are not good. We all expected Trump to push conservative positions and policies, but also that he would abandon his clownish campaign persona and proceed presidentially with forethought instead of blundering about like a catawampus warthog. He seems doggedly determined to frenetically and serially flub and muff.--Percy

A wall around each Nordstrum would certainly create more jobs than one on the southern border. And don't forget to even do the southern border he will have to leave a bag ass gap or wall all around the Tohono O’odham nation.AbE: Or of course we could do what the US has historically done and simply disregard our own Treaties and laws.AbE Parte Deux: His daughter outsourced manufacture of her clothing line to China.Edited by jar, : see AbE:Edited by jar, : see Parte DeuxEdited by jar, : appalin spallin outsource--->outsourced

The leaks about his calls to world leaders have said he speaks to themn like a campaign speech.He is what he is, he's a vile ignorant liar, he's not going ot change because he doesn't see any reason to, and we're gfucked.

and so it begins ...

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Senators move to limit Trump on Russia sanctions

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A bipartisan group of senators is moving to check President Trump on Russia by bolstering congressional oversight before he can lift sanctions.

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Sens. Lindsey Graham (R-S.C.), Ben Cardin (D-Md.), Marco Rubio (R-Fla.), Sherrod Brown (D-Ohio), John McCain (R-Ariz.) and Claire McCaskill (D-Mo.) introduced legislation Wednesday setting up a period of congressional oversight before Trump could roll back financial penalties.

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To provide relief at this time would send the wrong signal to Russia and our allies who face Russian oppression. Sanctions relief must be earned, not given," said Graham, a frequent GOP critic of the president.

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Alienate enough republicans and they will turn on you.Simply put, providing aid and assistance to an enemy is treason. Even Especially if it is for personal profit.Enjoy

Calling Key Republican Senators losers who have forgotten how to win might be a counter productive move.

Reminds me of an old saying.Be careful who you shit on when you're on the way up cause you never know whose help you're gonna need when you're on your way back down.People are going to get tired of cleaning up his shitty diapers.

Sorry, wrong thread.Edited by Faith, : No reason given.Edited by Faith, : No reason given.

One topic that has been mentioned as significant is the balance of trade with Japan and in particular the fact that US made cars simply don't sell in Japan. Trump has said he will bring this up when he meets with Abe.But maybe he is looking in the wrong direction as usual. Maybe he should look at what DOES sell in Japan, what the Japanese consumer wants and that seems to be the Kei cars and utility vehicles.The Kei cars are tiny, comparable in maximum size to a Smart Car. And they have a maximum engine size of 660cc with no more than 63 horsepower.So are we sending Kei cars to Japan that can sell at comparable prices to the ones made by Japanese companies in Japan? Can we make such cars here in the US and ship them to Japan to be sold at competitive prices?Most of the Japanese cars sold in the US are made here in the US by American workers.Maybe Trump should suggest that Ford and Chrysler and General Motors open plants in Japan employing Japanese workers ... Oh wait...

A week or so ago Trump ordered the Labor Department to review the Obama rule requiring financial advisers to make customer interests their top priority above any other considerations (though approved last year it has yet to take effect). In the meantime, in response to a third court challenge another judge has found the rule valid, but now Trump has ordered an additional 180 day delay of implementation of the rule while inviting public comment. Compared to other Trump actions, this seems a measured and sensible approach.The financial industry objects strongly to the rule because they believe it would negatively influence their ability to give advice to clients who cannot pay for it because agent income could only derive from the financial instruments they sell (fee-based mutual funds, annuities, etc.), so agents might decline servicing such clients. This sounds to me like an excuse to give bad financial advice to poor clients, and so I hope public comment on the Obama rule is positive.--Percy

There was a time when most service based industries had an internal Ethics Standards panel and practitioner oversight panel.