Rickards, earlier, was talking also about the CBDC and how every purchase made by Americans can be tracked.
Since yours is not a response I cannot backtrack to catch up on the conversation. You seem to have started a new topic unrelated to anything above. I'm too lazy to do too much hunting. Define your acronym, please. What the hell is a CBDC?
If I'm reading this right you and your video friend have concerns about privacy in financial transactions. Too late.
Unless you are totally off-grid in cash-only dealings, every credit/debit, every check, every ATM, everything that hits your bank account, is already captured in the historical database open to research and statistical analysis.
You do not have privacy in ANY electronic interaction on or off the internet. Everyplace you go and everything you do is recorded.
But, who cares? Nobody cares about you or me on a porn site. We are not fat enough to be worth targeted scams. Just the usual phishing scams and these new pig butchering schemes.
Your individual freedoms and privacy in this online world are always in the balance and are beyond your control. Whatever a CBDC is will not make things any less secure than you are right now.
Stop Tzar Vladimir the Condemned!