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Author Topic:   Phat Unplugged
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(6)
Message 237 of 352 (911539)
07-14-2023 10:04 AM
Reply to: Message 236 by Phat
07-13-2023 1:12 PM


Re: ECHO CHAMBERS
Phat writes:
AZ has a point though. Some of my behavior is bio-chemical.
All our behaviors are biochemically mediated.That was a hard lesson for me to learn.
Though we have little prior history of mental illness in my family tree, there was quite an eruption in my father and brother, both diagnosed with diverging degrees of bipolar disorder and schizophrenia -- mild in my father, florid in my brother. I feared that fate, and sought multiple psychiatric evaluations for reassurances, which I got. I'm merely neurotic.
But when I spent some years in a medical mill of injury, illness, and lengthy hospitalizations with high fevers and heavy opiates, I experienced states akin to ICU psychosis: alternately frankly and mildly delusional, ill-tempered to enraged, infinitely distracted. I threw out the opiates, and focused on my physical health: I returned to normalcy (whatever that is for an Omnivorous).
My perspective on "mental illness" changed dramatically. One day, while insisting to myself I wasn't mentally ill, I realized that ALL "mental" illness is physically grounded. It isn't a flaw in character or a snapped mind: the mind is the brain is the body.
I'm not suggesting you are mentally ill; rather that when' one's thoughts become notably disordered, first look to your physical health.
Plato said, "Mente sana en cuerpo sano.” (“A sound mind and a sound body.”) That's not merely a truism; it's the truth.
I have great personal affection for your presence here. Like AZ said, get right, get healthy, come back. I'll still lash you with limp noodles if I think you're wrong, but I hope we'll both be smiling.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 236 by Phat, posted 07-13-2023 1:12 PM Phat has seen this message but not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(3)
Message 238 of 352 (911558)
07-15-2023 5:39 AM
Reply to: Message 228 by Theodoric
02-14-2023 5:48 PM


Re: Scared Little Man
Theodoric writes:
I should bring up the biggest problem with my wife. She is 15 years younger. So I am ready to be all retired and travel. Well she needs to work at least another 10-12 years. I just hope I am not dead before she retires.
I know, I know, what a problem to have.
Isn't it just awful?
My wife is 12 years younger and just retired at a youthful 60; I'm about to turn a well-worn 72, medically forced into retirement years ago. She is now a professor emeritus with retained university privileges, giving me enormous access to academic libraries and online journals.
There are classical and Shakespearean warnings against boasting of one's wife, but fuck 'em, i just won't name her. She's a brilliant poet, a lovely, petite woman who stays toned and trim with Pilates, yoga and hiking with me, an enormously popular professor whose students stay in touch for decades, and for reasons I classify alongside exotic matter, she loves me without reservation.
Folks have asked how I caught a wife like that, and I say I used to be a lot cuter; she says I have a great big heart.
I've waited impatiently for her to join me in retirement. She has had to endure being told several times in hospital waiting rooms that I might be slipping away. My physicians speak of a Lazarus syndrome: the patient multiple times balking at death's door. They speculate on some quality in me.
Me? I credit her.
If death knocks, Theo, just say no in your wife's name. If love can't save you, nothing will.
NB: I don't watch TV of any kind. I read. The last time my set was turned on was January 6. I tuned in to watch an historic peaceful transfer of power with a sense of great relief, but instead I spent the day watching fascist scum defile every value that raises the U.S. above just another oligarchic empire.
I couldn't look away, my big heart broke, and now, like the fascists, the TV sits in a dark corner and broods.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 228 by Theodoric, posted 02-14-2023 5:48 PM Theodoric has not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


Message 265 of 352 (916537)
03-06-2024 8:40 AM
Reply to: Message 264 by Percy
03-06-2024 8:01 AM


Re: The Problem With Excessive Government
Percy writes:
You are hopeless.
But he looks forward to both a pension and Social Secuity, a circumstance enjoyed by a vanishing number of Americans. Only about 10-15% of the population qualifies for a pension, and a good number of those in state and local pension plans do not pay SS taxes and will not receive SS payments.
Phat has provided for Phat. Good on him.
Perhaps he has also hoarded gold. When the global trade order collapses from climate disasters and fascist wars, taking the industrial food supply chain with it, he can cast a golden calf to lead him through the US Patriots First roadblocks.
He can't eat it; anyone stronger can take it.
That's real money.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 264 by Percy, posted 03-06-2024 8:01 AM Percy has not replied

Replies to this message:
 Message 267 by Phat, posted 03-06-2024 9:23 AM Omnivorous has replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(1)
Message 268 of 352 (916540)
03-06-2024 9:53 AM
Reply to: Message 267 by Phat
03-06-2024 9:23 AM


Re: The Problem With Excessive Government
Omni writes:
Phat has taken care of Phat. Good on him.
Phat writes:
Does not Percy take care of Percy? Does not Omni take care of Omni? I could go on down the peanut gallery roster.
The kudo was sincere. I consider self-reliance a virtue.
My main point was that your gold will be useless in the apocalyptic world you predict. It's heavy enough for bullets, but too soft. Also, you are more future-secure than most -- but you whine about it like tribal women keening for a death, i.e., like a little bitch.
Otherwise, you bemoan national debt but mock progressives' concerns about Trump blowing trillion dollar balloons of it to cut taxes on billionaires.
Progressives created Trump? Gee, I thought it was the racial fear and hate he stirred up in Prosperity Christians as he descended the escaltor. That and reality tv.
What you regard as thoughts are feelings. Free yourself: Skip the next red pill, substitute a blue.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 267 by Phat, posted 03-06-2024 9:23 AM Phat has seen this message but not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(1)
Message 281 of 352 (916557)
03-06-2024 12:54 PM
Reply to: Message 271 by Percy
03-06-2024 12:26 PM


Re: The Problem With Excessive Government
12 Troy ounces, about 373 grams.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 271 by Percy, posted 03-06-2024 12:26 PM Percy has not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


Message 329 of 352 (916626)
03-07-2024 7:59 PM
Reply to: Message 323 by Tanypteryx
03-07-2024 7:06 PM


Re: The Problem With Excessive Government
Tanypteryx writes:
Back when we set them up we really didn't have an idea of how much annual income they would generate, it all seemed like pie in the sky back then.
I preach this to my younger friends. Start a tax deferred account, even with just a little, and invest in mutual funds; each year, split your raises between your pocket and those investments. Relatively painlessly, you will reach a secure retirement.
We did that. Now we're rolling over as much of that tax deferred money as we can each year into a Roth account, again with mutual funds. If we don't, in later years ALL our minimum required distributions will fall into a higher tax bracket.
Of course, Congress keeps fiddling with the applicable laws. I sort of enjoy the gamesmanship, but I take advantage of tax avoidance and deferral opportunities as soon as I can: those Congress critters are shifty.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 323 by Tanypteryx, posted 03-07-2024 7:06 PM Tanypteryx has not replied

Replies to this message:
 Message 334 by Percy, posted 03-07-2024 8:16 PM Omnivorous has replied
 Message 338 by Theodoric, posted 03-07-2024 8:40 PM Omnivorous has replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(1)
Message 331 of 352 (916628)
03-07-2024 8:08 PM
Reply to: Message 330 by Percy
03-07-2024 8:02 PM


Re: The Problem With Excessive Government
We've always underpaid--its definitely a gain in financial utility. If you don't gamble.
I used to have various side gigs that provoked some nonsense about quarterlies from the IRS, but I ignored them.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 330 by Percy, posted 03-07-2024 8:02 PM Percy has not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


Message 335 of 352 (916632)
03-07-2024 8:23 PM
Reply to: Message 334 by Percy
03-07-2024 8:16 PM


Re: The Problem With Excessive Government
We have a marginal rate gap between our current income and her age of minimum distributions at 72 (she's 60 now). Her SS at 70 will also erase that gap. We have to pay taxes on each partial rollover when we file the following year, but our retirement income will never be lower, and one expects tax rates to rise...

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 334 by Percy, posted 03-07-2024 8:16 PM Percy has not replied

  
Omnivorous
Member
Posts: 4001
From: Adirondackia
Joined: 07-21-2005
Member Rating: 5.1


(1)
Message 340 of 352 (916637)
03-07-2024 8:48 PM
Reply to: Message 338 by Theodoric
03-07-2024 8:40 PM


Re: The Problem With Excessive Government
It's always good to get professional tax and investment advice. We developed our own plan, but had it vetted by a pro, who used a complex spreadsheet to measure outcomes and confirm our calculations.
A determined layman can do pretty well. The strategies are simple in principle, if gnarly in application.

"If you can keep your head while those around you are losing theirs, you can collect a lot of heads."

Homo sum, humani nihil a me alienum puto.
-Terence


This message is a reply to:
 Message 338 by Theodoric, posted 03-07-2024 8:40 PM Theodoric has replied

Replies to this message:
 Message 342 by Theodoric, posted 03-07-2024 9:22 PM Omnivorous has not replied

  
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