I discussed getting into this topic with Jano in another thread. While this topic sounds very similar to "Right Behavior Inherits Eternal Life," which was the name of the other thread, this is a specific enough subject to warrant a new topic, I believe. Besides, the other is in the 200's of messages already, anyway.
Proposed:
1.) Paul talks about salvation from two perspectives, past and future. A Christian, using Paul's letters, both has been saved and will be saved, and he discusses both perspectives very differently.
2.) Past tense salvation is based on faith apart from works, and it is a salvation from the power, influence, and effects of sin. It has nothing whatsoever to do with going to heaven, except to equip a disciple with the power (grace) to do the things associated with future tense salvation.
3.) Future tense salvation is based on works and has nothing to do with faith, except insofar that faith supplied the means to do the works that future tense salvation is based on. It is a salvation from condemnation, and it's goal is entering eternal life and heaven.
4.) While the other NT writers don't discuss salvation in such specific terms, their comments on salvation, which always mix works and faith, line up completely with Paul's more specific description.
I think that's specific and clear enough to start a topic. Let me know if it isn't.
One note for Jano...I have to go spend Tuesday, 12/6, with a young friend who's having open heart surgery, so I won't be answering on that day, but if this is promoted quickly enough, I will be available the rest of today.
Oh, I'm thinking Bible Study as the forum, but faith & belief would work, too.