Let's micro Loan

well it is a specialized forum. I should have known better.

Jar, he has repeated this nonsense in 4 different threads.You're right to not engage him. If you're foolish enough to reply, you're in for weeks of nonstop bickering.Edited by molbiogirl, : No reason given.

I followed your link and got the 990 with no problem. Don't know why you are having an issue with it but if there is any specific information you want from it, or if you want to arrange some kind of data transfer I'll be happy to help.

It says "data error" on mine.Anyways I'm looking for one number, it should be allocation of funds or something like it, a percentage.

It is not my fault that you do not understand economics, geopolitics, and business. And if my points were 'bickering' you would have been able to defend your points. Yet you're abandoning them left and right. Edited by obvious Child, : No reason given.

Unfortunately I don't see anything like that on here...

Hmm.It should be under expenses if you have the full IRS 990. Actually if you can just list all of the expenses (lines 13-16) with total revenue I can figure it out.Here's a sample 990 from another charity:| Aloha United Way

12 Total revenue (add lines 1d, 2, 3, 4, 5, 6c, 7, 8d, 9c, 10c, and 11) 12 161,545.
13 Program services (from line 44, column (B)) 13 100,880.
14 Management and general (from line 44, column (C)) 14 0
15 Fundraising (from line 44, column (D)) 15 0
16 Payments to affiliates (attach schedule)

what the hell...Total Revenues of 161,545.Program Services (loans) 100,880.Zero rest.Where the hell did the rest of the money go?

Net assets or fund balances at end of year (combine lines 18, 19, and 20) 21 60,665.That doesn't seem particularly controversial. I do some work for a much smaller charity that has about 35k in assets.
Am I missing something?

One key point is that ALL of the loaned money goes to the borrowers. KIVA does not take part of the loan to cover operating expenses. Those come from separate donations and grants. All of this stuff about KIVA's revenues and expenses is simply a irrelevant.

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Immigration has been a problem Since 1607!

I dunno if it is irrelevant. Some people might choose not to utilize a company that is engaging in unethical behaviour, even if utilizing them actually costs the company money.For example, if Kiva was using the charitable works as a convenient way of soliciting donations with which they would buy diamond mines in Africa staffed by slaves and violent overseers...then I might consider using a different company even though by not making any donations the company loses money through my usage.

But honestly it looks like the total revenue isn't enough to buy too many diamonds, much less a mine. And using them as your unpaid slaves might just be poetic justice under your scenario.But keep it up. Each time you guys answer the bell for another round, it bumps this topic to the top.Good for you.

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Immigration has been a problem Since 1607!

Oh. That makes sense now. Do you know how long Kiva has been in existence for?

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One key point is that ALL of the loaned money goes to the borrowers.

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And creationists say that the world is only 6,000 years old. Do we take that on face value? 501(c)s have had a long history of having problems like this. Therefore, those in the know look at their tax forms to see just how their claims of resource allocation hold up.

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All of this stuff about KIVA's revenues and expenses is simply a irrelevant.

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Have you heard of the various non-profit scandals?I realize this is a specialized forum, and the legal/accounting/business understanding is fundamentally lacking, but do not attack someone who is using that in a way to understand a subject, particularly when there is a history of non-profit scandals and when there is a easy way to see if they are full of crap or actually legit.Edited by obvious Child, : No reason given.