jar writes:
Good and bad depend on a human point of view.(...)The character called God in the story is not GOD
Critics would argue that you cannot know GOD except by reading of His character in the Bible (or god book or your choice) As Christians, we believe in one GOD and in Jesus Christ. That goes for most of the "club christians" that you refer to.
Lets say we were given this gift to know right from wrong, good from bad, that demands personal responsibility, as you say. When we then go to church to commune with our brothers and sisters, can we sing to and truly worship a God whom we don't know?
And since we were taught to believe in a book that is the Word Of God, how would we in any way be able to connect to God if the book itself were believed to be human opinions and interpretations?
Anyone could claim to know God with no credentials.