Interestingly, all the points in Luther's 95 Thesis were agreed upon and implemented shortly after promulgated. But the biggest issue was the conflict between two calendars, the calendar of childbirth and the calendar of communications in the day. Henry needed an heir and that meant out with the old and in with the new and not just fertile but pregnant. Henry simply could not wait for the political and diplomatic process to carry through and so needed a divorce... a divorce right now.
Luther's 95 Thesis was the real reformation and was carried through but at the political pace of the day.
Protestantism though was a coup; the overthrow of the political authority of the Roman Catholic Pope in Western Civilization.