If you were on a ship and fell overboard and was not able to save yourself and someone threw you a rope you would have the choice of taking hold of the rope or not taking hold of the rope.
If you took hold of the rope you could be pulled to safety.
If you did not take hold of the rope you could not be pulled to safety.
Whose fault would it be if you drowned?
Would it be the fault of the person who provided the rope?
Or would it be your fault for not taking hold of the rope?
Suppose that a thousand voices of my comrades screamed: "It's a trap! If you take hold of the rope you will die!" Would I be at fault for believing them rather than trusting in the one anonymous person who dropped the rope?
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But once more I fear that we are wandering off topic.