Republican Healthcare Plan

That's only half of it, though. Just because an insurance company is required to insure you doesn't mean that a healthcare provider is required to accept it. And that's exactly the problem that friends of mine who utilized Obamacare are complaining about: They have insurance now but they're having problems finding people who take it. The plan is to have the insurance premiums be deducted from your taxes and the contributions to the HSA be tax-free. That should alleviate some of the cost burden.The HSAs would be allowed to accumulate, so people could start building up tax free savings for when they need to spend money on healthcare. The plan is to block-grant Medicaid to the states. Then they can utilize the money however it best fits their citizens.Also, the plan for price transparency of procedures and the cross-state insurance options would allow individuals to shop around for the best prices for both insurance and procedures.All in all, it doesn't sound like a bad plan for allowing individuals to have more control over what they're spending on healthcare, by having the power to decide what they spend on coverage and procedures.On the other hand, people are going to have to start taking responsibility for themselves rather than relying on big brother to take care of them.

Is it, though? Being forced to pay for insurance that your provider won't take and then paying out of pocket for a procedure anyways is not better than just paying out of pocket in the first place. I don't know what the standard deduction is, but the way I read it we all get to deduct our insurance premiums from our taxes. If your insurance isn't great, then you should put that money into a tax free HSA. I don't doubt that any plan will have cases that can be made that won't work well, but that's still better than being forced to pay for insurance that your provider doesn't accept. If they care about being prepared for healthcare costs... what, am I to assume that people in general are idiots? Obamacare was suppposed to reduce the costs, except that it didn't. Let's try something else. Doesn't that depend on the state? And is there really a correlation between red states and no social programs? Does it? If state X has more regulations than state Y, then does state Y really have to accept State X's stuff?Shit, I gotta run.

Maybe... Fuck that. Neither all providers, nor all insurances, are equal. There's good and bad doctors/hospitals just like there's good and bad insurances, and they all shouldn't be forced to co-mingle. Ah, I see. That didn't click the first time. But yeah, I read that as premiums being a deduction in addition to the standard one, but I could be wrong. It isn't necessarily that simple, like if the closest provider is pretty far away. Or if you're in an emergency situation. But generally, sure. With their tax returns? Maybe they should care more about getting their shit together. How so? Got a link? Not if the state doesn't have to accept the crappier regulations from another state.

I read it as other states having an option, rather than a requirement, to accept out of state insurance.

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Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.

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As long as State X's plan complies with State Y's requirements, then don't inhibit the sale of State X's plan into State Y.That wouldn't cause a race to the bottom. I'm not convinced of that.

Stop it. I'll do me. You do you.

Rather than having the Feds run it, cut the peoples' taxes and give them the money and let them come up with their own solutions.

Sigh, "The plan is to have the insurance premiums be deducted from your taxes and the contributions to the HSA be tax-free."

Having the government in charge of something makes it cost more money and take longer. Plus they're notoriously incompetent and careless.

What legislation forces them to accept it? It's not saying that it's illegal, just that it's inhibited. And how many do? 10%? Or, as the plan says, modify existing laws that inhibit the sale of health insurance across state lines.

I suppose I'll have to take your word for it. And still, it requires supplemental insurance...

Change your W-4 so they don't get the money first. Use that money that you're not giving to Feds up front for taxes. Reduce what you pay up front so you don't have to wait to get a return. The tax deduction will provide some additional income, but you may want to change your spending habits. Or if you have to, get on Medicaid. Spend less.

Some insurance companies simply don't pay their bills. Doctors/Hospitals then stop accepting that insurance.Perhaps no insurers should be allowed to refuse to pay their bills. I dunno, maybe the UK government is better than ours.Have you ever worked with the US government?

Do you have data to back up your assertion?

There are, but I don't see that any of them mention paying your bills. It's all about what you have to provide to the consumer rather than what you have to do for the provider.

A damn 40% tax rate. Fuck that.