I'm glad you've done well.
There is something interesting I see in this that has nothing to do with you really.
2 years ago I had rather major surgery (right hemicolonectomy).
Other friends (we are old after all) have had other things including heart transplant.
At no time, in any discussion of our problems did one mention of cost, payments or insurance arise, ever.
I pay the government about $30 US a month for insurance. I pay that because I make too much money to get it for nothing.
Of course, we pay the rest in taxes. I don't recall anyone complaining about it. I pay more because I am better off than the average. Most of my friends are. Never, EVER has a single person (including a couple who pay
really larger amounts of taxes) complained about the poor getting a free ride with medical costs.
Overall we pay something like half as much for medical as you do in the US with this system.
That the US as a whole considers it ok to allow someone to die of being poor is disgusting and I'm sure many in other countries feel the same way.
Our medical care (over all, not just for the rich) is better than the US by the statistics I've seen. Every time I've needed care it has been available in a timely manor. I've had to wait weeks for a specialist appointment in some cases but it wasn't urgent.
Just a note that you immersed in your system should give some thought to.