Well, I guess I'll take this opportunity to submit my first post here. Hello all!
As an American I've dealt with our health care system for alomst 50 years. When I was young, I never had a bad experience with our health care system, but things changed as I got older, moved out on my own, and had some not so wonderful dealings with health insurance companies.
First, here's a link to a site that covers a lot of the myths/facts surrounding our current debate:
http://ourfuture.org/healthcare/healthreformfactcheck
Personally, I've had routine doctor's visits billed to my insurance company denied for various reasons, resulting in me having to pay out of pocket for hundreds of dollars of tests ordered by my physician. I watched my brother have to divorce his wife & give her all of his personal assets in order to qualify for Medi-Cal once his MS got so bad he had to enter a nursing home - they couldn't afford for him to be cared for, otherwise.
I also assisted my mother once she was diagnosed with terminal cancer. She was old enough to qualify for Medicare, so all of her treatments, medicine, hospital stays & hospice care were covered. She had very little out of pocket expense related to her disease. We were able to keep her home & comfortable until she died, and we had no worries about finances to stress us during an already taxing time in our lives.
So, in my opinion we need an option like Medicare in this country for everyone - not just once we turn 65.
The other big problem is health insurance portability. I've changed jobs a lot over the years - some employers offered insurance, some didn't. When I was younger, I just went without coverage. As I got older, I knew I needed a least some coverage - just in case something bad happened. At least I was usually able to get covered under my husband's policy - many people here don't have that luxury. BTW - when I had to take a leave of absence from my work in order to take care of my mom when she was sick, my employer took away my health benefits. I had to pay for my own coverage during those 6 months - at 103% of what my employer was paying. It's called COBRA - and many people who lose their jobs just can't afford that.
So, that's my personal story regarding health care. There's thousands of stories much worse than mine. So many folks here don't even understand the debate - we have retired folks complaining they don't want our government meddling in their Medicare. Medicare is run by the government! Argh!
Let me know if I can offer any other insight for you, Straggler.
Edited by ooh-child, : No reason given.