I didn't misunderstand you.
You wrote this:
" The fact is the universe is perfect FOR life on earth. If it's 99.9 whatever percent inhabitable, that would agree with my thoughts which are , that life on earth is probably the only life in the universe. If the universe was any different it would not be 'just right' which, as I see it CAN mean Creation , rather than an explosion which comes about by chance and somehow accidentally creates a perfect system. "
I know you clearly think all this points towards creation.
Too bad you you are not open-minded enough to see that the last part of your arguemnt is invalid:
"rather than an explosion which comes about by chance and somehow accidentally creates a perfect system."
When you say "somehow creates a perfect system" you are already placing all your beliefs in that the system must be designed for humans as a lifeform!
Don't you see?
Since I dont think humans were intelligently designed, I dont need the universe to be intelligently designed either. We are a result of our surroundings. The surroundings are not a result of us.
It all comes down to that we are perfectly fitted into earth because we live here.
If the universe was created in any other way, we would not sit here.
If life started somehow, in that other universe, following other laws, it would have become something else. If you had a soul-mate in that other universe, some strange beeing in that other reallity, he (it?) might think: Damn im lucky that everything works as it does beacuse otherwise how could i exist? It must be created just so for me!
(But hey, you now know it isnt so. He is just one of an infinite number of possible universes that could have been created, with an infinite number of possible lifeforms evolved into it)
The universe is not perfected to fit us. We are perfectly fit the universe. Because we slowly evolved into this spot.