Let's talk about spending money.

The first decision I make is what needs to be spent to maintain my home. Mortgage payments, insurance, council tax and other bills such as utilities.Second is maintaining my future: savings, pensions and the likeNext up is things which maintain my health. Food, drink and medicine. As it stands, expensive medicine isn't required constantly, but it does include dental bills.The next is minimum entertainment. Internet, television and music playing facilities come here.After the essentials I spend money onvisiting family (who live at various ends of the country on the one side of the family - in the US for another side) - this then includes my holiday time.Followed by assorted things such as entertainment and transport. If I were to lose my bike, it would probably become a priority to buy another one for its cost savings.I am a miser and so don't pay for things I don't think reflect accurately the joy/utility I would have by spending the money. There are times when I think I have been ripped off but thankfully this is not often.I'd like to see where this is leading