I don't really have much to say about all of this. But I'll comment anyway.
Looming future Inflation.
It is hard to predict inflation. I have been concerned about it since Trump tried to juice the economy with his 2017 tax cut. But that didn't have the anticipated effect. Most of the extra money, instead of causing inflation, went to pad bank accounts of the already rich. But that might set the stage for future inflation.
On the other hand, the pandemic has cooled things of somewhat. And Biden's proposed tax increased might further dampen inflationary trends. So, as already said, it is hard to predict.
cryptocurrencies
I have been skeptical of these from the start.
The basic problem is that there is nothing backing them. Ordinary dollars are backed by the good will of the American people. The only backing I see for cryptocurrencies is from hackers, crooks and other miscreants.
While we are about it, I'll comment on libertarianism. Typical libertarians think that the money they have is theirs, and they shouldn't pay taxes on it. But the money is just paper. It gets it value from the good will of the American people. If the libertarians screw too much with the average American, they might lose that good will backing. And where will they be then?
Money only has value as part of a community. And libertarians typically want to shun responsibilities to the community that they want to rip off.
Oh, and by the way
Phat, you seem to have some of those libertarian tendencies. You might want to think about that.
Fundamentalism - the anti-American, anti-Christian branch of American Christianity