I completely agree, I just tend to cringe when "Theory of Evolution" is used in debates without qualifiers.
Well, most of us understand what is meant by the "Theory of Evolution" and have some common ground for discussion. Having said that, I know there are some YECs who demand precise definitions, as though we might confuse the evolution of waterproof fabrics with biological evolution. Personally, I think this is just a silly and superfluous argument and I'm not sure what the objective is.
And I have to take issue with your statement that plate tectonic theory is just a description of geological facts. To the contrary, PT explains a huge amount of data from solid earth seismology to climate change.
Also, I don't see how your two descriptons of 'theory' are are exclusive of each other. Please explain.