That is only true for the short term. After enough loci had recessive harmful mutations, the chances would be non-negligible that loci would be homogeneous-harmful, and additional harmful mutations would have an effect.
Sort of. As you noted elsewhere in your post, large distributed populations are substantially more likely NOT to have a heavy burden of homozygous deleterious alleles due to selection weeding out those whose load gets too high. Remember, mutations effect individual organisms while mutational load is a statistical description of populations. IOW, it may be that individuals die off when the cumulative number of mutations in their genome gets too high, but there are plenty of other organisms in the population or species to "carry on the fight".
Which is a problem — a population in a stable environment would develop a large, invisible burden. When — not if — the environment changed, the population would suddenly be forced to confront the massive load it had been carrying.
This goes back to how we define deleterious, neutral and beneficial. None of these terms has any meaning outside the context of the environment in which the organism/population lives. It is entirely possible that a population confronted by sudden changes in major (or for that matter even minor) environmental factors DOES go extinct. Happens all the time. Source-sink dynamics, for example, are well-documented instances of this. On a larger scale, if the environmental changes are substantial, regional and even global populations of multiple species may go extinct or be severely reduced. However, the beauty of evolution via RM/NS is that even in severely stressed populations, it may be that a segment of the population has genome/phenome variation that allows it to persist, regardless. If not, well, RIP. In fact, it's these periodic wipeouts that are subsumed under selection sweep - the very thing that "purges" mutational load.
This is the problem: it is likely that over time small populations will become extinct due to genetic load, so for prolonged survival, organisms need to exist in large populations. Large populations, however, are found where the environment is favorable and stable. But in such environments, organisms accumulate large genetic load, and are not equipped for environmental change, which inevitably comes.
This type dynamic occurs in all populations at all times. If you have a really tiny population, it's possible to go extinct purely by chance regardless of what the environment does - or for that matter regardless of mutational load. OTOH, in a distributed population, as long as there's a source of new colonizers, any given population can go extinct (and does) repeatedly without effecting the overall species. It really has little to do with genetic load, and everything to do with fairly straightforward population dynamics.
The fact that populations today generally have little genetic load (despite a proclivity to attain on) can also be attributed to life not having existed for a long period of time, and thus not having had sufficient opportunity to develop a large, deleterious genetic load. If 20 million years worth of mutations should see us in bad health, and we aren’t, maybe there haven’t been 20 million years worth of mutations
Or, more likely, those individual organisms whose "hidden" genetic load gets too great simply die off without leaving progeny. Remember: selection (including mutations) act on the individual, while the results of evolution act on the population/species.
Your post just made my day. It just doesn't get better than mutations in the heterozygous loci of Saccharomyces cerevisiae. Heady stuff, science.
Ain't that the truth?