any one of those reasons certainly exacerbated the issue, especially the polarization of the masses growing disenchanted with the power of the Church
actually, the masses had very little input in the protestant reformation. when Martin Luther published his "Freedom of a Christian", plenty of German Peasants understood him as also meaning they were free of the head political authority figures (or social freedom). In response to the violence commited by the peasant groups, Martin Luther published "Against the Thieving, Murderous Hordes of Peasants". He detested their revolt.
The P. reformation was backed by german princes who basically wanted to be free of papal dominion. With the refusal of papal authority made explicit in the reformation, it gave them a way out. the reformation was backed in England for similar reasons, not the least of which was Henry VII wanting to divorce his current wife.
If anything, the reformation was more a political movement after the posting of the 95 faults Luther claimed the RCC had, many of which were, as jar notes, resolved in the council of trent.
The areas they did not concede in said council were on the seven sacrements, purgatory, and the spiritual value of indulgences. it also reasserted the authority of the papacy, bishops, and priests.
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