Courses in "logic." Personal finances makes sense, but I don't think you can teach people logic; you either have it or you don't. That's like teaching people "smart."
May be you should read a book on logic. You might be surprised about how much is there to be learned.
Most schools don't recite the Pledge of Allegiance because most schools pander to the left, and the left despises patriotism.
It`s the indoctrination that`s questionable, not the patriotism