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Author | Topic: The Awesome Republican Primary Thread | |||||||||||||||||||||||||||||||||||
New Cat's Eye Inactive Member |
Why not just pass a law against that then? Seems odd to fine people for not buying insurance to further that goal. They did pass a law that outlawed denial of insurance based on pre-existing conditions. It's called the Affordable Care Act, otherwise known as Obamacare. There's a bit more in there than just regulating insurance denials...
The whole point of the mandate is to get healthy people into the risk pools so that it lowers the overall risk of the group which then leads to lower premiums. So you force them into the pool through threat of punishment? Fining people for not joining in is racketeering.
The insurance companies lose money on sick people, so they need healthy people to make up for it. If only sick people get health insurance then the cost goes up for everyone. But healthy people might not need insurance. This just means that the system is broken. You don't force people off the bus and into buying a car because the automotive market can't support the dealers without more people driving. No, the dealers that fail close up shop because they're unsustainable. People go find a car somewhere else. Now, I realize the differences between the healthcare market and the analogy, but the principles are similiar enough. The ACA just seems like a backwards means to the end. "Oh, this shit's all fucked up? Let's force more people into it, that'll straighten it out!"
What's stopping people from forming groups and bartering with the insurance companies and making plans? Why would you need the federal government involved for that? Why not use the federal government? Because they just mess everything up. They can't even keep the government, itself, up and running. They're approval rating is abyssmal. Why would you want to use them?
The federal government IS the people. The ACA is the people creating groups that can collectively bargain with insurance companies. Yeah right. How many of The People were involved in the act or even know what it entails? How many of The People are going to have to be forced into complying with it through threat of punishment? Yeah, they're really on board with this one.
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New Cat's Eye Inactive Member |
quote: Fixed that for you. If you have to set up a racket to save the bus company, then maybe its time to look for a mode of transportation that actually works and can sustain itself.
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New Cat's Eye Inactive Member |
The power to tax is clearly given to the Congress in the Constitution. Take it up with the Supreme Court . . . oh wait, somebody already did. You're joking, right? They re-defined the fine into being a tax so that it would become constitutional. A rose is a rose by any other name. You will be fined if you don't get health insurance.
I agree. The problem is that it props up the broken for-profit system. Yeah, and assumes that the people are slaves to insurance companies and are too stupid to figure it out without Big Brother holding their hand.
We need a single payer, government run system now, not later. No... Our. Government. Sucks. They'd just fuck it up like they do everything else.
We are paying twice what other countries are paying for the same healthcare. The current system makes no sense. Its for profit!
Looking across the globe, the government run systems outshine our for-profit system that came before the ACA, and the system that is largely kept in place now. "Those governments over there can run their little countries so therefore our different government over here can run this huge country just as well" Sorry, I'm not buying that.
People voted for candidates that ran on healthcare reform, and those candidates won. Oh, I thought it was:
quote: That's not the same.
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New Cat's Eye Inactive Member |
How is it not a tax? It is a tax... now. When the ACA came out, there was a penalty for not having insurance. People were all: "Congress can't fine us for not buying something, that's unconstitutional." Then the government was like: "oh, yeah... uh... no this is a tax, yeah... so it is constitutional". Whatever, its still a fine. People are still being forced to participate through threat of punishment. And yet, this is The People making these rules
Sorry, but paranoid conspiracy theories are not helping you. That's because I'm not using them.
In a for profit system there is obvious incentive for insurance companies and hospitals to increase their profits even if that means shutting the bottom 10% of wage earners out of the system. Those are just the facts. A for-profit system is not meant to provide universal coverage, nor affordable coverage. It is meant to maximize profits. Paranoid conspiracy theories are not helping you. And non-profit hospitals do exist.
If Americans want to continue to pay twice what other countries pay per capita, and still not cover everyone, then the for-profit system is for them. Great, so the ACA is going to continue resulting in me paying twice what other countries pay per capita. Hooray.
Small countries? Japan pays half of what we do, and they have about 130 million residents, about half of what we do. Hey, that adds up! But yeah, I think if we were dealing with a country that had half of our population, and they all lived in an area the size of Montana, then it would be easier to lower the cost of healthcare. Too, if you spread all those Japanese people out over 26 times the square miles (size of US vs. size of Japan), then I think their healthcare costs would go up. And that's just one factor. So yeah, "look this is working in Japan" does not tell me that it will work here.
Every other 1st world nation has found a system that works, and that system is single payer. Single payer might be the best way to go, I dunno. I think there's too many factors involved to say that something that worked in another country will work here.
No... Our. Government. Sucks. Then. Make. It. Better. I'd rather just be left alone.
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New Cat's Eye Inactive Member |
How many other governments had to shut down but still were getting paid?
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New Cat's Eye Inactive Member |
CS writes:
Just curious. What do you think of seat belt laws and car insurance laws? I'd rather just be left alone. Well, they are capable of being avoided altogether if you really want to.
They don't know exactly how Obamacare made their company lay off half the experienced workers and hire temporary workers for the next month before shutting down completely. But they are convinced it's because of Obamacare. I know people who's hours are being cut to 29 per week as that is the maximum they can work before their employer has to provide them with insurance, iirc. I know a guy who is trying to go from an hourly wage for 40 hours per week to a salaried position at 29 hours per week for whatever pay it has to be to equal what he makes at his current wage over 40 hours. Then he'll put in the same amount of time for the same pay, but it'll look like he's only working 29 hours and his employer won't have to pay for his insurance (they're telling him that they can't afford it and are looking at options).
because of the union My cousin is starting up a business. He bought a steel building that has to be built. The company that sold him the building said they would charge him $44,000 to construct it. He shopped around for other prices, including some unions. The cost the unions bid was $66,000 - $77,000. He told me that there's no way he could afford that much. Now, our other friend who works for the union is telling him to be careful because if the union finds out that he goes non-union, then they'll probably picket his new business. The town it's in has a lot of union workers and that could really ruin his business. We asked: "Well, can't he just build it himself?" Isn't a man allowed to build his own building on his own property without the union bullying him? They said that that would probably be okay. Then I said, well what if I helped him out for free? We're family. Can't a guy and his family build a building? Hmm, probably still okay. (Geez, I can't believe we have to get permission for this). We went further: what if we have a non-family friend that helps for free. "Hmm, that's probably pushing it, they said". That's just retardiculous, in my arrogant opinion.
I know every fiber of your being hates Obama and Obamacare. There's no reason to lie to me about my own feelings, there's no way that could work.
Have you tried thinking through this objectively and try to see the real reason behind why you hate Obama and Obamacare so much? I don't hate either one. Have you tried thinking through why you see any lack of support as hatred?
And I mean try to honest to god make an effort to argue for the other side, not just make up a ridiculous strawman. CS, would you like to do this with me? No, I've tried that before and it doesn't work.
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New Cat's Eye Inactive Member |
You guys have a tenth of our population and 75% of you live within 100 miles of our border.
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New Cat's Eye Inactive Member |
Well I know this is not true because unions do not bid on construction projects. Hmm. Three different unions gave him numbers on how much it would cost him to hire them to construct his building. Maybe "bid" isn't the right word.
Unions do not care about or picket projects this size. Well geez, who do I believe? My friend Amanda who works in the union office down the road and who was talking to me face to face in my cousin's house, along with my friend Tony who is in a union and explained that if they told him to picket then he would regretfully have to join in and picket his own friend as he doesn't have a choice.... or do I believe some random jerk on the internet?
Just to pretend this is reality, have the company that sold him the building build it. We're looking for something cheaper. The unions came up as a joke because their pricing was so ridiculous. Amanda and Tony just happened to be there and that's when the whole picketing thing came up.
The problem you have is not with unions it is with local building codes and financing when you do a self build. No, neither of those things are a problem.
So all your anecdotes are pure bullshit with no basis in reality. I suppose its possible that the conversation I just had in real life face-to-face with people that I've known for year and work for a union was all just a dream, or something.
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New Cat's Eye Inactive Member |
So your notion that universal medicare only works in geographically small nations with dense populations is nonsense. I didn't mean to imply that.
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New Cat's Eye Inactive Member |
But your anecdotes haven't really been particularly persuasive. I wasn't trying to be persuasive, I was just conversatin' with that other guy. He said he was curious. And the part I wrote about the union wasn't supposed to have anything to do with the ACA.
Some businesses are now being forced to offer healthcare where they weren't before, and now they're playing the same game that their bigger cousins have been playing for decades. But you've moved from company policy (32 hours = benefits) to a federally mandated policy. The resulting chopping of hours is, actually, due to the federal mandate and not company policy. So its right to blame that on Obamacare (and the dirty companies that would do that to their workers).
Why, CS, that's just free market capitalism and the freedom of speech at work! Do you hate freedom?! I'm allowed to call them bullies and say how stupid their behavior is.
You buddy isn't entitled to get to build a building or start a business. If he doesn't have the cash, he doesn't have the cash, same as me or anyone else. In this case he could go non-union, and he has the freedom to make that choice, just as the union guys have the freedom to choose to picket him. I just think its funny that you have to get the union's permission to build your own building on your own property so you can be comfortable that they're not going to try to ruin your new business.
We know the ACA is flawed. We know it's not perfect. Most of us who think it's a "good thing" really just think it's significantly better than what we had before, not as good as we could (and should) have done. I don't think its ever a good thing to force people into participating in a program through threat of punishment.
I'd much rather see single-payer, something like Medicare for all. It'd be super simple - just lower the Medicare eligibility age to 0, and organize the new funding and staffing requirements with a few years buildup time to supplement the existing infrastructure. Make sure that Medicare is allowed to bargain for pricing with care providers and pharmaceutical companies. Allow private insurance in excess of what Medicare covers. Done deal - you could probably write a law for something like that in less than 20 pages, even in legalese - as I recall, Canada's version only took 14 pages. No tax penalties, no health exchanges. That sounds way better than the ACA. Expensive. But better as far as outcomes actually go. Shit I gotta go do work.
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New Cat's Eye Inactive Member |
They would be within their rights to informational picket a place that is using non-union labor. They would not be within their rights to picket a place that is self built. That's what A&T were saying. If he builds it himself then they won't picket it. If he contracts it to non-union workers then they probably will. But what if he does it himself but hires non-union people to do the work with him? They weren't sure about that one and said they might picket it. That's when I said that I'd help him for free so he wouldn't have to hire non-union workers. He could always pay me later under the table. So, I guess we'll have to run it by the union guys to see if they'll let him build it without trying to ruin his new business. But I do agree that this is pretty much extortion.
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New Cat's Eye Inactive Member |
And I still call bullshit. Like I give a fuck. Your reading comprehension is abysmal.
I noticed you cannot tell me what Union these people are part of. Amanda works in the office for one union and Tony is a working member of another. I don't know which unions they are off the top of my head but I could call them on the cellphones and ask. I'm not going to, though, because I don't care enough and you're being a dick.
They dont give a crap about a 70k project. Amanda said that her guys were slow right now and they would want the work, and also said that she could probably get a better price.
If he contracts it to non-union workers then they probably will.
Now that wouldn't be building it himself would it? Gosh you're dumb. Of course that wouldn't. There's 3 scenaios: We contract union. No picket.We contract non-union. Picket. We do the work ourselves. Maybe picket depending if we hire non-union workers to help us, we don't know. You really need to rehearse this story a little better. I just talked to these people on Sunday and am relaying from memory what we discussed.
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New Cat's Eye Inactive Member |
And you also havent explained how an informational picket would be extortion and put your cousin out of business before it he even starts his business. The town has a lot of union workers living in it and if it got picketed then they probably wouldn't patronize him. Its like extortion because we either have to pay their higher price or face the threat of damaging the business.
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New Cat's Eye Inactive Member |
Wow.
Such clever. Much funny.
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New Cat's Eye Inactive Member |
Do you have any data showing that there has been any significant movement of workers from full time to part time as a result of the ACA? No. I was talking about friends of mine whose employers are telling them that they are going to be cutting their hours when the law goes into effect in January. I see in a previous message that I didn't use the future tense properly, I didn't mean to say that their hours have already been cut.
The data I have seen shows just the opposite: Let's look again in February.
I think you are swallowing Republican lies without questioning them. Nah, I'm not hearing this from Republicans. I really don't listen to mass media. I've just gotten these anecdotes from friends of mine in real life. These are people who do things like waiting tables and are already working less than full time. They're just being told that the owner is thinking about making them work at most 29 hours per week so they avoid the employer mandate.
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